After enrollment in a plan, whether Medicare or an Advantage plan, each Fall you will receive an annual notice of change if you are enrolled in a Medicare Advantage plan, which includes information about changes in costs, coverages and benefits. During the Open Enrollment (11/15 to 12/7), you may make changes in the following ways:
During this period you may:
There are both advantages and disadvantages to Medicare Advantage plans over regular Medicare Parts A, B and D (drug plan.) Though premiums may be lower and additional services may be covered, the service provider options can be restrictive, higher deductibles can be charged and lack of coverage while traveling.
When the open enrollment period for 2020 begins, consider some of the following
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